💰 COST SAVINGS CALCULATOR

How Much Do You Save?

Real numbers. Real savings. See exactly how ifenpay's zero NANO transaction fees + flat platform costs compare to Stripe and PayPal's percentage-based fees.

Note: Stripe/PayPal pricing as of February 2026. Competitor prices may change. ifenpay = $0 NANO network fees forever.

🧮 Calculate for Your Business →

Or scroll down for real-world examples

95-99%
Average Savings
$0
NANO Network Fees
0%
Percentage Fees
SCENARIO 1

🏪 Small Business / Startup

Online shop, freelancer, or small SaaS starting out

100
Monthly Transactions
100
Average Amount
$25
Monthly Revenue
$2,500
Annual Revenue
$30,000
Stripe / PayPal
Per transaction: $0.30 + 2.9%
Monthly cost: $102.50
Annual cost: $1,230
4.1% of revenue
ifenpay
Packages needed: 1×1K + 2×100
Per transaction: $0.033 avg
Annual cost: $40
0.13% of revenue
💰 YOU SAVE
$1,190
/year
96.7%
cheaper
SCENARIO 2

🚀 Growing Business

Established e-commerce, SaaS with traction, or API service

1K
Monthly Transactions
1,000
Average Amount
$50
Monthly Revenue
$50,000
Annual Revenue
$600,000
Stripe / PayPal
Per transaction: $0.30 + 2.9%
Monthly cost: $1,750
Annual cost: $21,000
3.5% of revenue
ifenpay
Packages needed: 1×10K + 2×1K
Per transaction: $0.022 avg
Annual cost: $260
0.043% of revenue
💰 YOU SAVE
$20,740
/year
98.8%
cheaper
SCENARIO 3

🏢 Enterprise

Large marketplace, high-volume SaaS, or payment gateway

10K
Monthly Transactions
10,000
Average Amount
$100
Monthly Revenue
$1,000,000
Annual Revenue
$12M
Stripe / PayPal
Per transaction: $0.30 + 2.9%
Monthly cost: $32,000
Annual cost: $384,000
3.2% of revenue
ifenpay
Packages needed: 1×100K + 2×10K
Per transaction: $0.012 avg
Annual cost: $1,400
0.012% of revenue
💰 YOU SAVE
$382.6K
/year
99.6%
cheaper
SCENARIO 4

🌐 Mega Enterprise

Global platform, AI-to-AI payments, or high-frequency trading

100K
Monthly Transactions
100,000
Average Amount
$50
Monthly Revenue
$5,000,000
Annual Revenue
$60M
Stripe / PayPal
Per transaction: $0.30 + 2.9%
Monthly cost: $175,000
Annual cost: $2.1M
3.5% of revenue
ifenpay
Packages needed: 12×100K
Per transaction: $0.01 avg
Annual cost: $12,000
0.02% of revenue
💰 YOU SAVE
$2.09M
/year
99.4%
cheaper

Why ifenpay is 95-99% Cheaper

❌

Traditional Processors

  • • Percentage fees: 2.5-3.5% per transaction
  • • Fixed fees: $0.30-0.50 per transaction
  • • Scales with amount: Higher payment = higher fees
  • • Hidden costs: Chargebacks, currency conversion, holds
  • • Monthly minimums: Pay even with no sales
✅

ifenpay

  • • Flat fee: $0.01-0.05 per API call
  • • Zero percentage: Same cost for $1 or $1M
  • • NANO network: $0 transaction fees forever
  • • No surprises: No chargebacks, instant settlement
  • • Pay-per-use: Only pay for what you use

The Math is Simple

Traditional processors take a cut of every dollar you earn. ifenpay charges a tiny flat fee regardless of transaction amount. The more you process, the more you save.

* Comparison based on Stripe/PayPal pricing: $0.30 + 2.9% per transaction (as of February 2026).
Competitor rates may change. ifenpay NANO network fees = $0 forever.

Beyond Just Savings

Additional benefits you get with ifenpay

⚡

Instant Settlement

NANO transactions settle in under 1 second. No more waiting 2-7 days for your money.

🛡️

No Chargebacks

Cryptocurrency transactions are final. No surprise chargebacks eating into your profits.

🌍

Global Reach

Accept payments worldwide. No currency conversion fees or cross-border restrictions.

🧮 INTERACTIVE CALCULATOR

Calculate YOUR Savings

Enter your business data and see instant results

📊 Your Business Data

How many transactions do you process per month?

What's your average payment size?

Quick Presets:

Monthly Revenue
$50,000
$600,000/year
Stripe / PayPal 2.9% + $0.30
Monthly cost: $1,750
Annual cost: $21,000
ifenpay Credit Packages
Average monthly: $30
Annual cost: $360
📦 Buy 1,000 credits package • Unused credits roll over
💰 YOU SAVE
$20,640
$1,720/month
98.3%
cheaper
✅
Zero Percentage Fees
ifenpay charges flat fee, not %
🚀
Zero NANO Network Fees
NANO cryptocurrency = $0 fees forever
🔄
Credits Roll Over
Buy packages, unused credits never expire
ℹ️
How Credit Packages Work:
You buy credit packages once, and unused credits roll over to next month. Example: Need 11 transactions/month? Buy 1× 50-credit package ($3). Use 11 credits this month, keep 39 for next month. You only buy more credits when you run out. Annual cost is calculated based on your yearly usage.

* Calculator uses Stripe/PayPal rates of $0.30 + 2.9% (as of February 2026). Actual competitor pricing may vary. NANO network fees = $0 forever.

Ready to Keep More of Your Money?

Platform is currently 100% FREE during network growth phase. Start saving now, no credit card required.

Get your API key, integrate in minutes, and see the savings add up. When billing launches, you'll already be ahead.

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